State support program for business entities "Available loans 5-7-9%"
The program is implemented with support of the President and Government of Ukraine.
Within the framework of the program "Available loans 5-7-9%" BANK CREDIT DNIPRO offers lending for the following purposes:
| Anti-crisis conditions (prevention of the emergence and spread of COVID-19 and overcoming the effects of the pandemic ) | Entrepreneurship development | Refinancing of the existing one debt | |
|---|---|---|---|
| 1 Group | 2 Group | 3 Group | |
| Funding goals | Investment loans for the implementation of economic activities for the production of medicines, medical devices and medical equipment | Investment loans (including refinancing of existing debt) | Refinancing of the existing one debt on the loan (s) in the bank (s) of Ukraine |
| Refinancing of debts on loans granted for the above purposes | Acquisition and / or modernization of fixed assets, except for the acquisition of vehicles (other than those to be used for commercial and industrial purposes) | ||
| Working capital financing | Acquisition of non-residential real estate and / or land plots for the purpose of conducting economic activity (without the right to transfer such real estate for paid or free use) | ||
| Implementation of construction, reconstruction, repair of premises used for business activities (except office premises), which are owned or used by the business entity | |||
| Franchising | |||
| Replenishment of working capital (not more than 25% of the cost of the investment project) | |||
| Refinancing of debts on loans granted for the above purposes | |||
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Basic requirements to the Borrower: |
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| Target audience | SO / FOP that belongs to micro, small or & nbsp; medium business & nbsp; (respectively 2, 10 or 20 million euros of annual income (total of group related companies)) and registered on the territory of Ukraine (except for the temporarily occupied territory of the Autonomous Republic of Crimea and the city of Sevastopol and the temporarily occupied separate territories of Donetsk and Luhansk regions) | ||
| Participants (founders) and the ultimate beneficial owner (controller) are residents of Ukraine | |||
| Term of conducting business of the Borrower | Exceeds 12 consecutive months and the fact of doing business activity is documented | ||
| The amount of the Borrower's annual income | Up to 20 million euros (total by group of related companies) | ||
| Restrictions on the type of activity of the Borrower | Production and / or sale of weapons, alcoholic beverages, tobacco products, currency exchange | ||
| Real estate for rent | |||
| Special conditions | The amount of state aid received by the Borrower for the last three calendar years (total by group of related & nbsp; companies) should not exceed 200 thousand euros | ||
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Basic conditions for providing financing under the program "Affordable loans 5-7-9%": |
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| The maximum loan amount | Up to UAH 50 million (total by group of related companies) | ||
| Loan currency | UAH | ||
| Own contribution | From 10% of the cost of the investment project - for existing business | ||
| Working capital replenishment loans funds and debt refinancing do not require their own contribution | |||
| Loan term | Up to 60 months (financing of investment projects and refinancing of debts on investment projects) | ||
| Up to 36 months (loans for eplenishment of working capital and refinancing of debt on loans for replenishment of working capital) | |||
| Interest rate (per annum) | 0% - for the period of quarantine (plus 90 days after its completion) |
7% - for Borrowers with annual income (total by group of related companies up to UAH 50 million / year (interest rate can be reduced to 5% if new jobs are created) |
3% |
| 7% - after the end of quarantine |
9% - for Borrowers with annual income (total by group of related companies) over UAH 50 million / year (interest rate can be reduced to 5% if new jobs are created) |
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| Loan fee | 0.75% of the loan amount / credit line limit | ||
| Other commissions | Up to 0.75% (coverage of the Bank's operating expenses related to loan servicing) | ||
| Software | Collateral under the loan agreement concluded with the bank under the program may be & nbsp; any property / property rights, financial guarantee, etc. in accordance with the terms of the bank product of the bank under which the financing is carried out (except for the pledge of property rights under the bank deposit agreement). | ||
