Spare cash

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SPARE CASH CREDIT CARD

Provides access to credit funds on favorable terms.

Limit amount: up to UAH 200,000
Limit period: 12 months, renewable
Real annual interest rate: 90%.

Accessing a client to a public offer (offer) provides for the provision of his consent to the specified conditions for the provision of banking services.

The client may refuse to receive advertising materials through remote channels.

The Bank does not have the right to unilaterally amend agreements concluded with customers, unless otherwise provided by the agreement or law.

The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a prerequisite for the provision of these services.

Possible consequences for the client in case of using a banking service or failing to fulfill obligations under agreement

The consumer has the right to cancel the consumer loan agreement within 14 calendar days in the manner and on the terms determined by the Law of Ukraine "On Consumer Credit".

The calculation of the real annual interest rate and the estimated total cost of credit for the consumer is representative and based on the consumer's choice of credit terms and conditions set out above.

Information on the essential characteristics of the consumer loan service (without collateral)

EVALUATE THE BENEFITS AND OPPORTUNITIES OF CREDIT CARD

ADDITIONAL FUNDS FOR ANY NEEDS which are available for you at any time and in any way within the credit limit (up to UAH 200,000.00)

Size of limit (up to UAH 200,000.00) can vary according to your request and/or on the initiative of the Bank.

You can learn the credit limit size in any convenient way for you: via ATM, FreeBank Internet banking, Bank or by calling free reference number 0-800-507-700.

FREE conduct of payments in a retail network and shopping via the Internet

FREE cash withdrawal at ATMs of any bank of Ukraine

FREE GSM-BANKING

Automatic informing function about performed financial transactions, which allows you to obtain information about the movement of funds using SMS messages to your mobile phone, it is connected automatically when buying the package.

IMPORTANT! You do not pay anything if you do not use a credit card! For the use of credit, you pay only 2% of the amount spent + accrued interest and commissions

Example 1:
August 1, the customer makes a purchase for the amount of 2 thousand UAH using a credit card of Bank Credit Dnipro. At the end of August, he receives an SMS message stating the amount of the debt (2 thousand UAH), the minimum payment is 160 UAH (40 UAH - 2% of the debt amount) + 80 UAH (4% of the charged heights) + 40 UAH (2% commission accrued)) and the maturity date (until September 25).

Example 2:
August 20, the customer buys goods for 1 thousand UAH of credit. At the end of August, he receives an SMS message stating the amount of debt (1 thousand UAH), the minimum payment is 67 UAH (20 UAH (2% of the debt) + 27 UAH (4% high / 30 days * 20 days) + 20 UAH (2% commission accrued)) and the maturity date (until September 25).

IMPORTANT! When paying with card for purchases of goods or services in retail outlets, the commission is not charged!

HOW TO GET STARTED?

1) Apply in a convenient way:

fill out t he form on the web-site
or
visit the Bank branch with your passport and ITN

2) Get a credit decision and a payment card

HOW TO REPAY THE DEBT?

Use self-service kiosks of Bank Credit Dnepr (without fee charged);
through any PTKS in Ukraine (with charging of a commission according to the tariffs of the PTKS owner);
Use online transfers from card of any other Bank to the card of Bank Credit Dnepr (fee is charged according to the rates of the other Bank);
Use cash desk in the branches of Bank Credit Dnepr (without fee charged);
Use cash desks of other banks (fee is charged according to the rates of the other Bank);
By transfer from an account in another Bank of Ukraine (commission is charged in accordance with the rates of the other Bank).

Bank rates for servicing of credit cards without grace period

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